Make Singapore

Why the World’s Smartest Investors Choose Singapore

Singapore remains one of the world’s most stable and transparent real estate markets. For investors, it offers a rare mix of safety, opportunity, and long-term growth.

Here’s why global investors choose Singapore:

• Strong, predictable growth - Limited land and consistent demand support long-term value.

• Safe and transparent - Ranked among the world’s least corrupt and most stable economies.

• Low tax structure - 0% capital gains tax and simple ownership laws.

• Global connectivity - A strategic hub between Asia’s biggest markets.

• High living standards - Excellent schools, infrastructure, and healthcare attract top talent and families.

Thinking About Investing in Singapore?
Before you take the next step, get familiar with the market, the buying process, and key investment opportunities. This FREE E-Book : “Property Investment In Singapore for Foreigners” is designed for anyone looking to invest in Singapore’s world-class property market - whether you’re exploring your first overseas purchase or expanding an established portfolio.

It’s especially useful for:

• Foreign investors seeking a safe, high-growth real estate destination.

• Expats living in Singapore who want to turn rent into ownership.

• Investors aiming to diversify their assets globally.

• Regional professionals from countries like Indonesia, Malaysia, Hong Kong, or China considering a second home or long-term investment.
  

No matter your background, I’ll help you understand your options, avoid common pitfalls, and make confident decisions backed by local insight and global perspective.

Your Roadmap to Owning Property in Singapore

1. Know Your Why
Lifestyle home, rental returns, or future appreciation? Your goal drives the right choices.

Here’s how most of my clients move from initial interest to ownership.

2. Understand Your Requirements
Foreign ownership, taxes, duties, financing. I’ll simplify everything you need to know

3. Choose the Right Property
Together, we’ll explore CCR, RCR, and OCR options to choose the area that aligns with your goals and budget.

4. Get Financing Pre-Approval
Secure your financial position early for smoother negotiations and faster transactions.

6. Submit Offer & Secure OTP (Option to Purchase)
Once we’ve found the right property, I’ll guide you through the offer and key paperwork.

7. Complete Legal Checks & Finalize Purchase
With trusted legal partners, we’ll ensure due diligence and a seamless handover.

8. Smooth Handover & Support
Buying to rent out? I can link you with reliable teams to manage tenants and upkeep

5. Shortlist & Visit Properties
I’ll curate options that fit your strategy and arrange viewings so you can assess value and potential firsthand.

Before Buying: Simplified Taxes & Financing Overview 2025

🧾 Buyer’s Stamp Duty (BSD)

🏠 Additional Buyer’s Stamp Duty (ABSD)

💰 Financing (Loans)

🏡 Rental & Property Tax

Progressive tax on residential property, charged on the higher of purchase price or market value.

Progressive: 1% – 6%

6% applies to property value above S$3M

Extra tax based on buyer profile & number of properties owned

Singapore Citizens: Citizens : 0% (1st), 20% (2nd), 30% (3rd+)

Singapore Permanent Residents (PRs) : 5% (1st), 30% (2nd), 35% (3rd+)

Foreigners: 60% on any residential purchase

FTA nations (U.S., Switzerland, Liechtenstein, Iceland, Norway) : eligible for ABSD remission.(treated like locals for 1st property)

✅ No ABSD applies to commercial properties and industrial property. Foreigners can buy both commercial and industrial properties (subject to zoning/use regulations, especially for industrial)

Up to 75% loan-to-value (LTV) with banks

Subject to MAS rules, income, and residency status. MAS rules regulate how much buyers can borrow, ensuring responsible lending and long-term financial stability.

Rental income taxed as personal income (deductions allowed)

Property tax:

• Lower for owner-occupied homes

• Higher for investment/rental properties

What Foreigners Can (and Can’t) Buy 2025

✅ Private Condominiums & Apartments

🚫 Landed Homes (Bungalow, Semi-D, Terrace)

⚠️ HDB Flats (Public Housing)

• Allowed - No restrictions

• Available for both freehold & leasehold, new or resale units

• Not allowed without approval

• Must apply through Land Dealings Approval Unit (LDAU)

• Approval is rare, usually limited to select areas & high-value homes

• Foreigners cannot buy unless married to a Singapore Citizen

• PR couples can buy resale HDB (5% ABSD applies)

⚠️ Executive Condominiums (ECs)

✅ Commercial Property (Offices, Retail, Commercial, Shophouses)

✅ Industrial Property (Warehouses, B1/B2)

• Foreigners can buy only after 10 years (fully privatised)

• Before that, reserved for Singaporeans & PRs

• Allowed - No ABSD

• Open to foreign ownership (individual or company)

• Attractive for rental yield & diversification

• Allowed - No ABSD

• Subject to zoning & usage rules

• Popular for long-term yield & lower entry cost

💡 Investor tip: Focus on ABSD-free commercial/industrial properties or condos in high-demand districts for maximum ROI.

Why Investors Work With Me

✅ CEA-Licensed & Fully Regulated – Complete compliance and peace of mind.
✅ Deep Local Market Knowledge – I stay up-to-date on high-growth districts and prime investment opportunities.
✅ Data-Driven Guidance – Transparent ROI projections and investment analysis to help you make informed decisions.
✅ Access to Premium Listings – Early insights into luxury condos and commercial opportunities.
✅ Strategic District Advice – Focused on capital appreciation, rental yield, and long-term growth.
✅ End-to-End Support – From financing and negotiations to property management.
✅ Trusted Professional Network – Legal, banking, and tax advisors to optimize your investment.

Make confident investment decisions in Singapore property with clear guidance every step of the way.

Ready to Invest in Singapore Property with Confidence?

Take the guesswork out of investing in Singapore real estate. I provide expert guidance, actionable insights, and a smooth buying experience, from your first conversation to final handover.

Whether you’re exploring your first international investment or expanding a global portfolio, I’ll help you:

• Navigate ownership rules, taxes, and financing options with confidence

• Identify the most promising districts and property types for your goals

• Make data-driven investment decisions backed by clear analysis

Start your investment journey today. No pressure - just honest, professional guidance to help you make confident, profitable decisions.