FAQs about Buying International Property

A. Global FAQs for Overseas Property Buyers

world map with pins
world map with pins

6. Is there capital gains tax for foreigners?

Many countries charge it (UK, Australia, Japan, Malaysia), while some don’t (Dubai).

7. What ongoing costs should I expect?

Maintenance fees, property tax, sinking funds, insurance, and sometimes ground rent.

8. Can I buy property through a company?

In some countries, yes (e.g., UK) for tax planning.

9. How long does the transaction take?

Anywhere from 2 weeks (Dubai) to 3 months+ (Australia, Malaysia).

10. Is it safe to buy property overseas?

Yes — when proper due diligence, legal review, and reputable developers are involved.

a house made out of money on a white background
a house made out of money on a white background

1. Can foreigners buy property overseas?

Yes — but rules vary by country. Some allow full freehold ownership, others have restrictions, quotas, or require approvals.

2. What types of ownership exist? (Freehold, Leasehold, Land Rights)

Depends on the market. Options include freehold, leasehold (30–999 yrs), strata title, or right-to-use (e.g., Hak Pakai in Indonesia).

3. What taxes do I need to pay when buying internationally?

Most markets charge stamp duty, registration fees, legal fees, or foreign buyer surcharges. You’ll get a breakdown for each country.

4. Can foreigners get a mortgage?

Some markets allow foreigner financing (e.g., UK, Malaysia, Dubai), while others are more strict (Thailand, Indonesia, Vietnam).

5. Can I rent out my overseas property?

Usually yes — but Airbnb, yields, and tenancy rules vary by country and city.

United Kingdom
  • Houses: usually freehold; Apartments: leasehold (60–999 yrs)

  • Foreign Buyer Surcharge: 2% for non-residents

  • Rental income taxed under the Non-Resident Landlord Scheme

  • Financing available: 25–40% deposit

  • Ongoing costs: council tax, service charges, ground rent

  • You can buy using a company structure

  • Timeline: 6–12 weeks

Dubai, UAE
  • Foreigners buy in designated freehold zones

  • Taxes/fees: 4% DLD fee, registration, agent fee

  • No annual property tax

  • High yields: 5–8%

  • Residency possible for property purchases (from AED 750k+)

  • Service charges charged per sq ft

  • Timeline: 2–4 weeks

Japan
  • Foreigners can buy land and buildings

  • Ownership: freehold or leasehold

  • Buyer taxes: registration, acquisition tax, agent fee

  • Yields: 4–7% in major cities

  • Loans hard to obtain unless living in Japan

  • Property depreciates quickly (construction vs. land value)

  • Airbnb requires minpaku license

  • Timeline: 1–3 months

Thailand
  • Foreigners can buy condos, not land

  • Landed homes via 30+30+30 lease

  • Fees: transfer fee, stamp duty, withholding tax

  • Condo foreign quota: max 49%

  • Airbnb often illegal

  • Financing for foreigners is limited

  • Timeline: 1–2 months

  • Foreigners buy above minimum price thresholds (RM 600K–1M)

  • Landed homes allowed in most states

  • Taxes: stamp duty, legal, valuation (no ABSD)

  • Yields: 4–6% in KL

  • Mortgages widely available

  • RPGT applies on resale

  • Timeline: 3–6 months

Malaysia
  • Foreigners buy under Hak Pakai or leasehold

  • Freehold (Hak Milik) is for Indonesians only

  • Minimum price rules apply

  • Mortgages rare

  • Bali yields strong: 8–12%

  • Airbnb allowed with proper commercial permits

  • Timeline: 1–2 months (leasehold)

Indonesia
Vietnam
  • Foreigners buy condos under 30% foreign quota

  • Ownership: 50-year renewable leasehold

  • Taxes: VAT, maintenance, registration

  • Financing limited

  • Yields: 4–6%

  • Resale allowed to locals and foreigners (if quota allows)

  • Timeline: 2–6 months.

Cambodia
  • Foreigners buy condo units only, not land

  • Ground-floor units not allowed for foreigners

  • Taxes: 4% transfer, stamp duty

  • Financing rare; developer installments common

  • Yields: 6–8%

  • Landed via nominee/LLC — high risk, not recommended

  • Timeline: 1–2 months

Australia
  • Foreigners need FIRB approval

  • Allowed: new builds, off-plan, vacant land

  • Restricted: resale homes

  • Foreign Buyer Surcharge: 7–8% (state-dependent)

  • Land tax varies by state

  • Airbnb rules depend on local councils

  • Parents often buy for children studying

  • Timeline: 30–90 days

Big Ben London during daytime
Big Ben London during daytime

B. Country-Specific Details

Below are ONLY the details that are unique for each country

urban city
urban city
white bridge across city buildings
white bridge across city buildings
pagoda temple surrounded by trees
pagoda temple surrounded by trees
city skyline across body of water during daytime
city skyline across body of water during daytime
high rise building during night time
high rise building during night time
island under white sky
island under white sky
city skyline across body of water during daytime
city skyline across body of water during daytime
beige building under clear sky during daytime
beige building under clear sky during daytime